Ireland's best credit cards

We make finding the right credit card simple. Our experts search and select the best credit cards in Ireland, so you don’t have to.

Balance Transfer

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Our picks
Our picks

Purchases

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Our picks
Our picks

Rewards

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Our picks
Our picks
Editor's choice

This month's top credit cards

Best for money transfers

One Card
One Card
0% for 9 months
Balance Transfers
0% for 3 months
Purchases
22.9%
Typical APR
€150 cashback i
€150 cashback subject to minimum monthly spend of €500 in the first three months with cashback payable within six months of account opening.
0% on Money Transfers for 12 months
Avantages® loyalty programme i
Over 300 always-on offers. More discounts and less restrictions from 100’s of your favourite top brands. Plus exclusive experiences, customer days, and competitions for you and your family.

Best for interest free purchases

Flex
Flex
-
Balance Transfers
0% for 9 months
Purchases
15.7%
Typical APR
Instalment plan i
On transactions over €250, pay over 12 months at an even lower interest rate of just 8.6% APR. The instalment plan is only available with limited merchants wherever you see the Mastercard instalment symbol.
*0% interest on purchases does not apply if you use the instalment plan.

Best for rewards

Reward+ Card
Reward+ Card
-
Balance Transfers
-
Purchases
22.9%
Typical APR
€150 cashback i
€150 cashback subject to minimum monthly spend of €500 in the first three months with cashback payable within six months of account opening.
Up to 25% interest refund i
Up to 25% interest refund every month. The 25% interest refund is payable on the interest charged on purchase transactions on your monthly statement. Refunds are payable a month in arrears to a maximum value of €24 per statement.
Avantages® loyalty programme i
Over 300 always-on offers. More discounts and less restrictions from 100’s of your favourite top brands. Plus exclusive experiences, customer days, and competitions for you and your family.

We've picked the best credit cards from these lenders

Balance transfer cards

Cut your borrowing costs

Reduce your credit debt with a 0% balance transfer card

  • Pay less interest
  • Clear your balance faster
  • Take control of your debts
See our picks

Purchase cards

Shop & spend with confidence

Enjoy interest free purchases with a 0% purchase card

  • Purchase now, pay later
  • Spread the cost of borrowing
  • Shop securely with peace of mind
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Rewards cards

Enjoy extras with your card

Earn exclusive perks with a rewards credit card

  • Get cashback on purchases
  • Enjoy discounts and rewards
  • Great for frequent flyers
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